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Primary Liability
Insurance and Optional Comprehensive Physical Damage Insurance
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| Description: |
Primary Liability Insurance
coverage protects you from damage or injuries to other people as a
result of a truck accident. This coverage is mandated by state and
federal agencies and proof of coverage is required to be sent to them.
We provide coverage limits ranging from $35,000 to $1,000,000.
Pricing is dependant on region, driving records, and history of the
trucking operation. For a more detailed description of this
coverage visit our information center. Physical Damage
Insurance is coverage for your truck and trailer. This coverage is
for repair or replacement for damage resulting from things such as
collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or
vandalism to your owned vehicles. Pricing is based on the value of your
equipment and usually pays a percentage of that value. This
coverage may be required by the lien holder of your vehicle. |
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Motor Truck Cargo
Insurance
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| Description: |
Motor Truck Cargo insurance protects the
transporter for his responsibility in the event of damaged or lost
freight. The policy is purchased with a maximum load limit per vehicle.
Coverage limits can range from $10,000 to $100,000 with excess policies
available upon request. Pricing for this insurance is mainly
dependant on the type of cargo being hauled. |
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Trailer Interchange
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| Description: |
Trailer Interchange
Insurance is coverage for the legal liability of truckers for loss or
damage to non-owned trailers and equipment which are in the insured's
possession under a written trailer interchange agreement. |
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Non-Trucking Liability (Bobtail Liability)
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| Description: |
Non-Trucking Liability (Bobtail
Coverage) provides limited liability insurance for owner-operators
who are permanently leased to an ICC regulated carrier. It provides
limited liability protection when the owner-operator is not on dispatch,
nor pulling a loaded trailer. For example, this coverage would apply
when the owner-operator gets their truck washed or brings their trucks
into a shop for repairs. Once the owner-operator is under dispatch, they
are covered under the Primary Liability insurance policy of the company
that they are leased to. |
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FHWA Authority / ICC
Authority
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| Description: |
Interstate Operating Authority is
permission granted by the federal government to transport regulated
freight across state lines. Interstate Operating Authority is now
granted by the Office of Motor Carrier Safety Administration under the
auspices of the Federal Highway Authority. Unlike many of the other
regulations governing interstate operations, there is no minimum weight
threshold that requires compliance. Any vehicle operating for hire in
interstate transportation of regulated freight or passengers must have
operating authority. Our in-house ICC practitioner can handle all
of your necessary filings. |
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